• Buyer's guide: A general step by step guide of what to expect and prepare

Congratulations On Taking A Big Step Towards Buying Your New Home!

1 | Getting Pre-Approved For A Mortgage
The first thing you’ll need to do is put money aside for a down payment. This amount is a minimum of 5% of the purchase price of the home you’re planning to buy. Second, you’ll need to meet with a mortgage broker to determine what you can afford. Shopping around for the best rate is highly recommended. I will help you select and meet with a Mortgage Specialist, prepare and submit necessary documents and obtain a copy of your pre-approval.

2 | Defining Home Criteria and Location
This is when you tell us everything you are looking for in a home, including how many bedrooms, bathrooms, size, style, age, your favorite neighbourhoods and specific areas you’d like to live in. 

3 | Viewing Homes
You will be set up on a custom website that showcases all the homes that best match your criteria. From here we can set up viewings, visit open houses and narrow the search for your perfect home.
4 | Make An Offer
When you have found ‘the one’, we will prepare an offer that includes Subjects and Terms that protect you. The offer will be negotiated to the point of acceptance by both you and the sellers. 

5 | Satisfying Subjects
During the Subject Removal phase, we will perform due diligence on the property to ensure it is in good standing both inside and out. Financing will be approved; an inspection will be made, and documents will be reviewed. 

6 | Completion Date
This is generally a day or two prior to receiving the keys where you will be meeting with lawyers to complete the final purchase paperwork and deliver the final bank draft for the balance of your down payment.

7 | Possession Day
This is the day you receive the keys to your new home! Now you can move in and enjoy it.
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